Frugal Pinoy is a personal finance website for the average Pinoy. We discuss savings, frugality, and other money matters. In other words, it’s all pinoy money talk.

Celine is a fine arts student, freelance writer, and an overall happy person. She lives with a rooster named Chiquito, two dogs, two cats, and a small garden.

She prides herself in making frugal choices and saving up for retirement - even if she’s still in college.

Whenever she’s feeling low, she cheers herself up by going to groceries or reading the Makro catalog to compare prices.

Illustration by Ferrari Llamzon